Opportunity awaits in the desirable Settlers Ridge community just north of the 401, minutes from the Quinte Mall and Quinte Wellness Centre. This bungalow townhome offers low-maintenance main-floor living with 9-foot ceilings and an open-concept design. The bright kitchen features quartz countertops, an extended eating bar, under-cabinet lighting, crown moulding, and a 4' corner pantry, opening into a spacious living/dining area with pot lights and direct walkout to a 12' x 12' rear deck. The primary bedroom includes a walk-in closet and ensuite with a shower and corner seat, complemented by a second bedroom, main bath, and dedicated main-floor laundry. Complete with an attached garage featuring inside entry, central air, high-efficiency gas heating, and a full unfinished basement with a rough-in for a future bathroom, this home represents a versatile investment or turnkey option.